The VA Claims Process Explained: A Step-by-Step Guide

Filing for VA disability benefits can feel like stepping into a maze—full of rules, paperwork, and medical jargon. But the process doesn’t have to be overwhelming when you understand what’s coming. At Veteran Kingdom Advisor, we walk veterans through each step with clarity and confidence.

In this post, we break down the VA claims process from start to finish—so you can prepare with purpose.

Step 1: Determine Your Eligibility

Before you file a claim, ask yourself:

• Do you have a current medical condition (physical or mental)?

• Was the condition caused by or made worse during your military service?

• Do you have medical evidence to support your claim?

If you answered “yes” to all three, you’re likely eligible to file.

Pro Tip: Even if you’re unsure, speak with a VA coach or advisor first. We’ll help you figure it out.

Step 2: Gather Evidence

Solid documentation is the backbone of any strong VA claim. You’ll need:

• Service Treatment Records (STRs)

• Private or VA medical records

• Buddy statements (if applicable)

• Nexus letter (if service connection isn’t obvious)

This step can take time—but don’t rush it. The better your evidence, the smoother the rest of the process.

Step 3: File Your Claim (VA Form 21-526EZ)

You can submit your claim online through VA.gov, by mail, in person at a VA office, or with help from an accredited representative.

When filing, make sure to:

• List all the conditions you’re claiming.

• Include any supporting documentation you’ve gathered.

• Be thorough—don’t leave anything out.

Pro Tip: We can walk you through the form and help organize your supporting documents for maximum impact.

Step 4: Attend the C&P Exam

After your claim is filed, the VA may schedule you for a Compensation & Pension (C&P) Exam. This is a critical moment—your chance to show how your condition affects your daily life.

During the exam:

• Be honest and detailed.

• Describe how your condition limits your work, mobility, sleep, relationships, etc.

• Don’t downplay your symptoms.

Pro Tip: We offer C&P Exam prep so you’re ready to explain your condition clearly and confidently.

Step 5: Wait for the VA’s Decision

After your exam and claim review, the VA will make a decision. You’ll receive a rating decision letter that explains:

• Which conditions were approved or denied

• Your disability rating (0%–100%)

• The amount of monthly compensation

This can take several months depending on the complexity of your claim.

Step 6: Review Your Rating—and Take Action if Needed

Got denied? Think your rating is too low? You have options:

• File a Supplemental Claim with new evidence

• Request a Higher-Level Review

• File a formal appeal to the Board of Veterans’ Appeals

We can help you decide which appeal path is best for your situation.

Step 7: Stay Organized for Future Claims or Increases

Your journey doesn’t end once you get your rating. You may need to file for increases, secondary conditions, or new claims later.

Keep a copy of:

• Your VA decisions

• All medical records

• Future C&P exams

Final Thoughts

You served your country. Now it’s time for your benefits to serve you.

At Veteran Kingdom Advisor, we don’t just help you “file a claim.” We coach you through the entire journey—giving you the confidence and clarity to move forward. Whether you’re filing for the first time or appealing a denial, we’re here to make sure you never have to face the system alone.